TITLE 3: TAXATION
CHAPTER 3: PERSONAL INCOME TAXES
PART 4: EXEMPTIONS
3.3.4.1 ISSUING AGENCY: Taxation and Revenue Department, Joseph M. Montoya Building, 1100 South
St. Francis Drive, P.O. Box 630, Santa Fe NM 87504-0630.
[1/15/97; 3.3.4.1 NMAC - Rn, 3
NMAC 3.4.1, 12/14/00]
3.3.4.2 SCOPE: This
part applies to each resident of New Mexico and to each nonresident employed or
engaged in the transaction of business in, into or from New Mexico or deriving
any income from any property or employment in New Mexico.
[1/15/97; 3.3.4.2 NMAC - Rn, 3
NMAC 3.4.2, 12/14/00]
3.3.4.3 STATUTORY AUTHORITY: Section 9-11-6.2 NMSA 1978.
[1/15/97; 3.3.4.3 NMAC - Rn, 3
NMAC 3.4.3, 12/14/00]
3.3.4.4 DURATION: Permanent.
[1/15/97; 3.3.4.4 NMAC - Rn, 3 NMAC
3.4.4, 12/14/00]
3.3.4.5 EFFECTIVE DATE: 1/15/97, unless a later date is cited at the end of a section, in which
case the later date is the effective date.
[1/15/97; 3.3.4.5 NMAC - Rn &
A, 3 NMAC 3.4.5, 12/14/00]
3.3.4.6 OBJECTIVE: The
objective of this part is to interpret, exemplify, implement and enforce the
provisions of the Income Tax Act.
[1/15/97; 3.3.4.6 NMAC - Rn, 3
NMAC 3.4.6, 12/14/00]
3.3.4.7 DEFINITIONS: [Reserved]
[1/15/97; 3.3.4.7 NMAC - Rn, 3 NMAC 3.4.7, 12/14/00]
3.3.4.8 INCOME OF A MEMBER OF A NATO FORCE
A. For purposes of this section (3.3.4.8
NMAC):
(1)
"NATO signatory" means a nation, other than the United States,
that is a contracting party to the North Atlantic Treaty;
(2)
"NATO force" means any NATO signatory's military unit or force
or civilian component thereof present in New Mexico in accordance with the
North Atlantic Treaty; and
(3)
"Member of a NATO force" means the military and civilian
personnel of the NATO force and their dependents.
B. The salary, fringe benefits and other
emoluments received by a member of a NATO force with respect to employment by
or membership in the NATO force are not subject to the New Mexico income tax
pursuant to Article X, Section 1 of the North Atlantic Treaty.
C. Income of a member of a NATO force
from sources within New Mexico, other than from the member's employment by or
membership in the NATO force, are subject to the tax imposed by Section 7-2-3
NMSA 1978.
D. This applies to taxable years
beginning on or after January 1, 1995.
[12/22/95, 1/15/97; 3.3.4.8 NMAC -
Rn & A, 3 NMAC 3.4.8, 12/14/00]
3.3.4.9 APPORTIONMENT OF SECTION 7-2-5.2 NMSA 1978 EXEMPTION
A. Any individual who is blind or sixty-five
years of age or older, who has income both within and without this state and
who claims the exemption provided by Section 7-2-5.2 NMSA 1978 shall apportion
the exemption amount claimed in accordance with this section (3.3.4.9 NMAC).
B. For taxable years beginning in 1987,
1988 or 1989, apportionment shall be accomplished by reducing the individual's
deduction for non-New Mexico income by an amount equal to the product of the
maximum allowable amount for the individual's filing status and adjusted gross
income multiplied by the percentage of non-New Mexico income computed on the
individual's New Mexico income tax return or any schedules or attachments
thereto.
(1)
Example 1: X is a single individual over sixty-five years of age whose
total adjusted gross income is $19,000. Thirty percent of X's adjusted gross
income is non-New Mexico income. X must reduce X's non-New Mexico income by
$2,100, computed as follows:
Maximum allowable amount for a
single
individual with $19,000 AGI $
7,000
30% x $7,000 x
.30
Adjustment to non-New Mexico
Income $
2,100
(2)
Example 2: A and B are married and file a joint return. A is over 65. B
is 62 and blind. 10% of their $25,000 adjusted gross income is from outside New
Mexico. A & B must reduce their non-New Mexico income by an amount of 1,600
computed as follows:
Maximum allowable amount per
individual for a
married couple filing jointly with
$25,000 AGI $ 8,000
Multiply by 2 since both
individuals qualify x 2
$16,000
10% x $16,000 x
.10
Adjustment to non-New Mexico
Income
$ 1,600
C. For taxable years beginning on or
after January 1, 1990, apportionment is accomplished in the process of
determining tax due and the amount of the credit available pursuant to
Subsection C of Section 7-2-11 NMSA 1978. Accordingly, no separate process is
necessary to apportion the exemption provided by Section 7-2-5.2 NMSA 1978.
D. This version of this section (3.3.4.9
NMAC) is retroactively applicable to taxable years beginning on or after
January 1, 1990.
[3/3/89, 12/29/89, 3/16/92,
1/15/97; 3.3.4.9 NMAC - Rn & A, 3 NMAC 3.4.9, 12/14/00]
3.3.4.10 SECTION 7-2-5.4 NMSA 1978: EXEMPTION APPORTIONMENT
A. Any individual who has adopted a
special needs child on or after January 1, 1988, who has income both within and
without this state and who claims the exemption provided by Section 7-2-5.4
NMSA 1978 shall apportion the exemption amount claimed in accordance with this
section (3.3.4.10 NMAC).
B. For taxable years beginning in 1988
or 1989, apportionment shall be accomplished by reducing the deduction for non-New
Mexico income by an amount equal to the product of the exemption amount
multiplied by the percentage of non-New Mexico income computed on the
individual's New Mexico income tax return or any schedules or attachments
thereto.
C. Example: A & B are married and
file a joint return for 1988 and for 1989. 25% of their income is from outside New
Mexico in 1988 but only 20% in 1989. In March, 1988, they adopted a special
needs child. In July, 1989, they adopt a second special needs child. For the
1988 tax year, they must reduce the amount of their allocation and
apportionment of non-New Mexico income by $625, and for the 1989 tax year
$1,000, computed as follows:
Example:
1988 1989
Statutory maximum per child $2,500 $2,500
Number of children adopted x
1 x
2
$2,500 $5,000
% of non-New Mexico income for
1988 x
.25
% of non-New Mexico income for
1989 x .20
Adjustment to non-New Mexico
income $ 625 $1,000
D. For taxable years beginning on or
after January 1, 1990, apportionment is accomplished in the process of
determining tax due and the amount of the credit available pursuant to
Subsection C of Section 7-2-11 NMSA 1978. Accordingly, no separate process is
necessary to apportion the exemption provided by Section 7-2-5.4 NMSA 1978.
E. This version of this section
(3.3.4.10 NMAC) is retroactively applicable to taxable years beginning on or
after January 1, 1990.
[3/3/89, 12/29/89, 3/16/92,
1/15/97; 3.3.4.10 NMAC - Rn & A, 3 NMAC 3.4.10, 12/14/00]
3.3.4.11 MEDICAL CARE SAVINGS ACCOUNT AMOUNTS: Any amount exempt from taxation under the Income Tax Act by the provisions of the Medical Care Savings Account Act that is excluded, exempted or deducted in determining federal taxable income may not be deducted from base income in determining net income. With respect to such an amount, the exemption under Section 7-2-5.6 NMSA 1978 is provided through the process of determining federal taxable income.
[9/15/97; 3.3.4.11 NMAC - Rn & A, 3 NMAC 3.4.11, 12/14/00]
3.3.4.12 PENSION INCOME OF TRIBAL MEMBERS AND SPOUSES WHO ARE TRIBAL MEMBERS
A. For the purposes of Section 7-2-5.5 NMSA 1978, pension income of a New Mexico resident who is a member of an Indian nation, tribe or pueblo and who resides on the tribal territory of the resident’s or the spouse’s Indian nation, tribe or pueblo is qualified for the exemption provided by Section 7-2-5.5 NMSA 1978 to the extent the pension derives from the resident’s employment within the boundaries of the resident’s or the spouse’s Indian nation, tribe or pueblo during marriage to that spouse.
B. A
pension received from the United States
armed forces qualifies for the exemption provided by Section 7-2-5.5 NMSA 1978
to the extent the pension derives from service of the resident while stationed
on the tribal territory of the resident’s or, during the marriage, the spouse’s
Indian nation, tribe or pueblo or while the resident’s home of record was on
the tribal territory of the resident’s or, during the marriage, the spouse’s
Indian nation, tribe or pueblo.
C. Except for wages and pensions described in Subsections A and B of
this section, income received by a member of an Indian nation, tribe or pueblo
while the member resides in New Mexico on the tribal territory of the member’s
or the spouse’s Indian nation, tribe or pueblo generally is net income subject
to New Mexico income tax and generally is not exempt under Section 7-2-5.5 NMSA
1978. To the extent, however, the income derives from property or activities on
the tribal territory of the member’s or, during the marriage, the spouse’s
Indian nation, tribe or pueblo, the income may be excluded from net income only
to the extent state taxation is prohibited by federal law. For example, rents
from property owned by the member on the tribal territory of the member’s
Indian nation, tribe or pueblo are excluded from net income but rents from
property not on tribal territory are not. If a negligible portion of the income
derives from property or activities on the tribal territory of the member’s or
spouse’s Indian nation, tribe or pueblo, the entire amount is net income.
D. For the purposes of this regulation, “spouse” means an individual who is a member of an Indian nation, tribe or pueblo and is married to the resident or member of an Indian nation, tribe or pueblo.
[3.3.4.12 NMAC - N, 5/15/01]